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Our Story

Founded in 2014, scartwurst began as a small advisory practice driven by a simple observation: too many people were missing out on support they were legally entitled to receive. Complex forms, confusing eligibility criteria, and inconsistent guidance left residents struggling to access the very systems designed to help them.

What started as a one-person operation has grown into a team of dedicated specialists, each bringing distinct expertise in areas ranging from State Pension entitlements to disability benefits and housing support.

Today, we serve clients across Merseyside, maintaining the personalised approach that defined our earliest work while expanding our capacity to assist more households each year.

Professional office workspace with natural lighting

Our Guiding Principles

These values shape how we approach every client interaction and case we handle.

Clarity Over Complexity

We translate bureaucratic language into plain English so you always understand your options and next steps.

Thorough Preparation

Every application we help prepare is reviewed multiple times to ensure accuracy and completeness.

Accessible Support

We offer flexible consultation options and transparent pricing so help remains within reach.

How We Work

Our process begins with a thorough assessment of your circumstances. We examine your work history, health situation, living arrangements, and financial position to identify all potential avenues of support.

Rather than applying a one-size-fits-all approach, we tailor our recommendations to your specific needs. Some clients require full application management, while others simply need guidance on completing forms themselves.

Throughout the process, you will have direct access to your assigned advisor. We believe regular communication prevents misunderstandings and keeps cases moving forward efficiently.

Professional advisor reviewing documents with client

Areas of Expertise

Our team maintains current knowledge across the full spectrum of UK social welfare programmes.

Pension Planning

State Pension forecasts, National Insurance contributions, deferral strategies, and workplace pension queries.

Disability Benefits

Personal Independence Payment, Attendance Allowance, Employment and Support Allowance assessments.

Working-Age Support

Universal Credit, Housing Benefit, Council Tax Reduction, and related income-based entitlements.

Serving the Liverpool Community

Liverpool faces distinct economic challenges. Industrial decline, shifting employment patterns, and an ageing population create concentrated demand for welfare support. We understand these local dynamics because we live and work here ourselves.

Our office on Castle Street places us within easy reach of residents across the city. We also conduct home visits for clients with mobility limitations or health conditions that make travel difficult.

Beyond individual casework, we contribute to community education efforts, running occasional workshops at local libraries and community centres to help residents understand their rights.

Liverpool city centre with historic buildings

Ready to Discuss Your Situation?

Our advisors are available for initial consultations throughout the week.

Contact Us